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Thursday, September 18, 2008

Looking For A Credit Card?

Everybody needs credit, whether they realize it or not. Almost everyone carries at least one credit card with them (unless you are one of those very few who have the privilege to pay with cash), while loans like home loans and personal loans are getting more popular than ever.

But back to credit cards. Where would you start looking for one if you have bad credit history? Well, a very good place to start would be MegaCredit, an excellent site that on first glance, puts their best feature forward. On the front page they list the best cards for each category of usage, like Best Overall Card and Best for Bad Credit (which is the most useful for folks like me).

The site is intuitive and has a step by step process to help you choose the best card for you. You can also find a listing of all the available cards on the site, and you can easily compare the benefits and discounts that they are offering at the moment. Most of the major cards are represented here, like Citibank, Discover and Capital One.

Any cool feature which I found interesting is the Credit Card education section. Here they have a collection of useful articles related to different types of credit cards and tips on how to get the maximum mileage and benefits from using them.
All in all, it is a comprehensive website that has it all in an easy-to-use site.


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